Saving is in our daily life generally means as putting money aside for rainy days. Just to keep money in bank or some where like soaks –. So it means you save particular amount of money for your future use. But if we consider saving with economic point of view than the definition is little changed. According to economics, saving is the personal disposable income minus personal consumption expenditure. It means the money which does not consumed immediately for buying goods. Or a part of income is saved. There is no risk factor involve.
As far as we are talking about investment than it is certain amount of money which is saved or use in some projects or certificates where we can take profit more than the money we have saved or invest. In general terms investment means the use of money to make more money. According to economics it is the production per unit time of goods are not consumed but use for future production. Example on purchase of saving certificate there we get certain interest value which is more than our saved amount. But in some cases if you purchase shares there always a risk factor involves. Because in that case we might get a loss on amount we invest.
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